An Omaha woman has sued Farmers Insurance alleging the company refused to make good on her husband’s $350,000 life insurance policy after he died of COVID-19 in May.
It is believed to be among the first cases like it to hit the state’s courts.
Attorney Thomas Campbell said Jose Gaytan named his wife, Vaneza Ramos, as his beneficiary. But after Gaytan died May 31, the company issued an “inexplicable denial” of her claim Sept. 22, he said.
Ramos’ lawsuit seeks full payment, plus attorney fees.
Farmers New World Life Insurance Co. acknowledged that the policy was issued.
But an attorney said Farmers rescinded the policy after Gaytan’s death due to “misrepresentation and/or concealment of materials facts” about his medical history.
Rawl didn’t elaborate on the alleged misrepresentation.
Campbell said Farmers “never obtained the opinion of anyone, let alone a medical doctor, that said that the cause of death of Jose David Gaytan was not COVID-19 as listed in the death certificate.”